Cullman Homes under $400,000

Welcome to Cullman, Alabama – a charming city that beautifully blends southern hospitality with a vibrant community spirit. Nestled in the heart of Cullman County, this picturesque town is known for its rich history, stunning landscapes, and a warm, welcoming atmosphere that makes it an ideal place to call home. With its historic downtown, quaint shops, and delightful eateries, Cullman offers a unique blend of small-town charm and modern conveniences.

One of the standout features of Cullman is its affordability. For those seeking a home in this lovely area, you'll be pleased to discover an impressive selection of properties available for under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a family-friendly neighborhood, Cullman has something to suit every lifestyle and budget.

From cozy bungalows to spacious family homes, the real estate market in Cullman is diverse and inviting. Many homes come with beautiful yards, perfect for outdoor gatherings or simply enjoying the serene Alabama evenings. The community is also home to excellent schools, parks, and recreational facilities, making it a fantastic place for families and individuals alike.

In addition to its charming homes, Cullman boasts a vibrant cultural scene, with annual festivals, farmers markets, and a variety of local events that bring residents together. If you’re searching for a place where community spirit thrives and affordability is key, Cullman, Alabama, is the perfect destination for your next home. Discover the charm and warmth of Cullman today!

Newest Cullman Homes under $400,000

$215,000

3 Beds ⋅ 1.5 Baths ⋅ 21931365 MLS

Home qualifies for 100% USDA Financing! Updated 3 bed, 1.5 Bath home in Cullman on a large acre lot with a fence and storage building. Maintenance free vinyl siding and windows. New LVP Flooring, fresh paint and updated bathrooms. Kitchen with new granite and nice center island. This is a lot of house for the money with updated electrical panel and fixtures, a shed, new roof. HVAC ages 2020 and 2026.

1240 Wesley Avenue N, Cullman

Listing courtesy of Kendall James Realty.

$225,000

3 Beds ⋅ 1.75 Baths ⋅ 21931209 MLS

Home qualifies for 100% USDA Financing! Nice, pre-inspected 3 bed/2 bath home in Cullman on large lot with mature trees and covered parking. Formal living and dining room. Large kitchen with lots of cabinets. Primary suite with private 3/4 bath. Home has vinyl windows, fresh paint and brand new LVP flooring throughout. All bedrooms have ceiling fans. Lots of new plumbing.

1620 Pansy Street Nw, Cullman

Listing courtesy of Kendall James Realty.

$369,900

3 Beds ⋅ 2 Baths ⋅ 21467057 MLS

SMITH LAKE!! 100% financing may be available for qualified buyers through USDA eligibility. Potential 0% down! COMPLETELY renovated 3-bedroom, 2-bath seasonal waterfront home on Smith Lake in Lakewood Landing on Simpson Creek. This move-in-ready home features new EVERYTHING! Has a NEW ROOF, NEW luxury vinyl plank FLOORING, NEW PAINT interior and exterior, NEW TILE, and NEW CARPET. The kitchen has been completely renovated with all NEW APPLIANCES, while both bathrooms have also been FULLY RENOVATED with beautiful modern finishes. The open floor plan offers a spacious den with atrium-style ceilings, a large dining area, and a functional galley kitchen tucked away from the main living space. A mudroom and laundry room lead to the two-car garage. Enjoy the covered deck with vaulted ceilings, new deck boards, and renewed stairs leading down to the swim dock. Located on PAVED ROADS in an established neighborhood, this home offers convenient, EASY ACCESS.

85 County Road 265, Cullman

Listing courtesy of Magnolia Real Estate Group LLC.

$392,543

3 Beds ⋅ 2.5 Baths ⋅ 21930891 MLS

Under Construction-Experience the charm of The Rockford B in Noble Ridge, ready in November 2026. This full-brick home features a bright living room anchored by a gas fireplace and a wall of windows. The kitchen features a gas cooktop, stainless-steel appliances, and a central kitchen island. A dedicated study with glass doors provides a private home office.The primary suite offers a relaxing retreat with a tile shower and drop-in tub. Enjoy the privacy of no rear neighbors and proximity to Lewis Smith Lake. Visit Noble Ridge today to see this stunning home!

2058 Raspberry Lane Nw, Cullman

Listing courtesy of Davidson Homes LLC 4.

$190,000

3 Beds ⋅ 2 Baths ⋅ 21930796 MLS

Welcome home! This 3-bedroom, 2 bath home offers a practical layout with comfortable living spaces and flexible room for family, guests, a home office, other everyday needs. Updates include fresh paint, LVP flooring, bathrooms, kitchen with stainless steel appliances and granite countertops. Outside, two detached sheds provide valuable storage for your outdoor essentials and hobbies. Comfort, convenience, and storage- this Cullman home has room for it all. Conveniently located near Cullman City Schools, I-65 offers easy access to major routes - Schedule the showing today!

114 Ward Avenue Sw, Cullman

Listing courtesy of Engel & Volkers Madison.

$305,000

3 Beds ⋅ 1.75 Baths ⋅ 21930726 MLS

Charming modern farmhouse only a few years old, with upgrades throughout! An open floor plan, soaring vaulted ceilings, and beautiful wood, tile, and cool patterned concrete floors. The loft provides flex space for an office/playroom/3rd bedroom. Luxury primary suite features a huge tiled walk-in shower, double vanity, & oversized closet! Walk-in pantry adjoins the beautiful kitchen with reverse osmosis filter, black stainless appliances including fridge, stove, and high-end silent Bosch dishwasher. Washer, dryer, exterior ring cameras & doorbell also remain. Cute covered front porch and back patio area overlooking the spacious half-acre lot with storage shed & updated landscaping.

661 County Road 707, Cullman

Listing courtesy of Matt Curtis Real Estate, Inc..

$286,400

3 Beds ⋅ 2 Baths ⋅ 21930628 MLS

Proposed Construction-Under Construction-If you hurry you may have time to PICK your colors on this awesome 3 bed/2 bath home on a 1/2 acre lot already under construction! The floor plan maximizes the square footage and the location is fantastic for easy commute times while giving you a peaceful retreat to call HOME at the end of your busy day! Finishings include granite countertops, vinyl plank flooring, exterior Vinyl board and batton siding, energy efficient windows with grids, tile in the master shower and floor!

53 County Road 1495, Cullman

Listing courtesy of Coldwell Banker Mcmillan.

$258,279

4 Beds ⋅ 3 Baths ⋅ 21466262 MLS

UNDER CONSTRUCTION: Book Your Appointment Today! This new four-bedroom home provides convenient single-story living. A flex room is secluded off the foyer, leading to an inviting open-concept floorplan with convenient access to a covered patio. The four bedrooms are tucked away to the side, including the lavish owner's suite at the back of the home with a full bathroom and walk-in closet. Estimated Completion: NOV 2026

1633 Mallar St Se, Cullman

Listing courtesy of Lennar Homes Coastal Realty.

$225,000

3 Beds ⋅ 1.75 Baths ⋅ 21930307 MLS

Home qualifies for 100% USDA Financing! Nice 3 bedroom classical home with metal roof on 1/2 acre lot in convenient Cullman location. Brand new HVAC and updated windows. The welcoming front porch opens into a character filled home just waiting for you. Kitchen with real wood cabinets, new countertops and appliances. Primary closet is 6 feet wide by 20 feet long. Recent seller updates include flooring, fresh paint throughout the entire home and new lighting fixtures.

4769 Highway 69 N, Cullman

Listing courtesy of Kendall James Realty.

$235,000

3 Beds ⋅ 3 Baths ⋅ 21930228 MLS

Don’t miss this 3-bedroom, 3-full-bath home situated on approximately .44 acres with an in-ground pool. Two bathrooms have been renovated, and the home also features updated flooring. With built-in equity and plenty of potential, this property offers a great opportunity to make it your own. The pool has filtration equipment in place but will need cleaning. Property is being sold AS-IS. Buyer to verify all information deemed important.

921 Mary Jane Drive, Cullman

Listing courtesy of New Heights Realty.

$165,000

2 Beds ⋅ 2 Baths ⋅ 21465815 MLS

Adorable farmhouse, ready for a new generation of memories! The front porch offers the best spot to sit and take in the peacefulsurroundings. 2 bedrooms with an additional office area or nursery between the bedrooms. A large family room and kitchenprovide plenty of space for gatherings. 2 bathrooms and a separate laundry room have all been updated. It is a rare find in thismarket. Huge shade trees level yard. This home is located in the Vinemont community and has easy access to I65. Built in 1915,the home has been refreshed and remodeled over the years. The roof, gutters, and shutters were replaced in December of 2022.HVAC is also newer. The water heater and heat source is natural gas. Old well covered but access in laundry room. Kitchen hasrefriegerator, smooth top stove and dishwasher. Don't miss this home that has so many special memories.

64 County Road 1290, Cullman

Listing courtesy of ERA Waldrop Real Estate.

$246,500

3 Beds ⋅ 2 Baths ⋅ 21929866 MLS

Welcome to your home sweet home! Built in 2023 this home in the Berlin community is a MUST SEE! 3BR/2BA all one level.The thoughtful design gives main focus to the open concept living room, kitchen and dining areas making it the perfect entertainment hub. The kitchen features granite countertops and plenty of kitchen cabinetry with tile backsplash. Nice pantry giving lots of storage. LVP flooring in high traffic areas. Don’t miss out on this beautiful home on the outskirts of town in the sought after Fairview School district.

647 County Road 1615, Cullman

Listing courtesy of Alabama Realty Group - Cullman.

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